Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,339$403,200
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,137$0
Note rate6.890%7.320%
Blended rate6.890%7.560%
1st payment$2,854.16$2,769.70
2nd payment$0.00$0.00
Taxes / mo$210.68$210.68
Insurance / mo$150.00$150.00
MI / mo$0.00$80.64
HOA / mo$0.00$0.00
Total monthly$3,214.84$3,211.03
Cash to close$20,661$44,800