Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,892$405,000
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$2,304$0
Note rate2.800%7.320%
Blended rate2.800%7.560%
1st payment$2,133.06$2,782.07
2nd payment$0.00$0.00
Taxes / mo$434.28$434.28
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$0.00$0.00
Total monthly$2,717.33$3,447.34
Cash to close$0$45,000