Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,149$380,249
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,971$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$2,670.91$2,632.77
2nd payment$0.00$0.00
Taxes / mo$122.86$122.86
Insurance / mo$150.00$150.00
MI / mo$0.00$76.05
HOA / mo$0.00$0.00
Total monthly$2,943.77$2,981.68
Cash to close$28,350$42,250