Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,706$82,706$238,500
Remaining term (yrs)0.30.330.0
Secondary amount$0$155,794$0
Funding fee$414$414$0
Note rate6.150%6.150%7.400%
Blended rate6.150%7.358%7.640%
1st payment$16,796.40$16,796.40$1,651.33
2nd payment$0.00$1,038.63$0.00
Taxes / mo$169.87$169.87$169.87
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$345.00$345.00$345.00
Total monthly$17,461.27$18,499.89$2,363.89
Cash to close$182,294$26,500$26,500