Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$316,079$297,000
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,580$0
Note rate3.690%7.320%
Blended rate3.690%7.560%
1st payment$1,595.50$2,040.18
2nd payment$0.00$0.00
Taxes / mo$88.84$88.84
Insurance / mo$150.00$150.00
MI / mo$0.00$59.40
HOA / mo$305.00$305.00
Total monthly$2,139.33$2,643.42
Cash to close$13,921$33,000