Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$284,661$269,100
Remaining term (yrs)24.830.0
Secondary amount$0$0
Funding fee$1,423$0
Note rate2.900%7.320%
Blended rate2.900%7.560%
1st payment$1,338.18$1,848.53
2nd payment$0.00$0.00
Taxes / mo$158.87$158.87
Insurance / mo$150.00$150.00
MI / mo$0.00$53.82
HOA / mo$0.00$0.00
Total monthly$1,647.05$2,211.22
Cash to close$14,339$29,900