Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,544$404,999
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$2,108$0
Note rate3.050%7.320%
Blended rate3.050%7.560%
1st payment$1,992.36$2,782.06
2nd payment$0.00$0.00
Taxes / mo$391.83$391.83
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$0.00$0.00
Total monthly$2,534.19$3,404.90
Cash to close$28,455$45,000