Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,454$369,000
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,882$0
Note rate6.420%7.320%
Blended rate6.420%7.560%
1st payment$2,468.95$2,534.77
2nd payment$0.00$0.00
Taxes / mo$245.82$245.82
Insurance / mo$150.00$150.00
MI / mo$0.00$73.80
HOA / mo$0.00$0.00
Total monthly$2,864.77$3,004.39
Cash to close$33,546$41,000