Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$133,743$133,743$279,000
Remaining term (yrs)21.621.630.0
Secondary amount$0$145,257$0
Funding fee$669$669$0
Note rate4.440%4.440%7.400%
Blended rate4.440%6.293%7.640%
1st payment$799.95$799.95$1,931.74
2nd payment$0.00$968.38$0.00
Taxes / mo$126.42$126.42$126.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,076.36$2,044.74$2,263.96
Cash to close$176,257$31,000$31,000