Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,218$99,000
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,066$0
Note rate6.540%7.400%
Blended rate6.540%7.640%
1st payment$1,409.64$685.46
2nd payment$0.00$0.00
Taxes / mo$65.58$65.58
Insurance / mo$150.00$150.00
MI / mo$0.00$19.80
HOA / mo$473.00$473.00
Total monthly$2,098.22$1,393.84
Cash to close$0$11,000