Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$430,590$409,500
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$2,153$0
Note rate7.440%7.400%
Blended rate7.440%7.640%
1st payment$3,074.54$2,835.30
2nd payment$0.00$0.00
Taxes / mo$254.17$254.17
Insurance / mo$166.67$166.67
MI / mo$0.00$81.90
HOA / mo$310.00$310.00
Total monthly$3,805.37$3,648.03
Cash to close$24,410$45,500