Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$805,064$805,064$1,034,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$229,846$0
Funding fee$4,025$4,025$0
Note rate2.780%2.780%7.400%
Blended rate2.780%3.884%7.640%
1st payment$3,743.55$3,743.55$7,165.51
2nd payment$0.00$1,484.42$0.00
Taxes / mo$106.33$106.33$106.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$206.98
HOA / mo$0.00$0.00$0.00
Total monthly$4,066.55$5,550.97$7,695.49
Cash to close$344,836$114,990$114,990