Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$485,469$476,910
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$2,427$0
Note rate2.600%7.400%
Blended rate2.600%7.640%
1st payment$2,181.85$3,302.03
2nd payment$0.00$0.00
Taxes / mo$538.92$538.92
Insurance / mo$166.67$166.67
MI / mo$0.00$95.38
HOA / mo$96.67$96.67
Total monthly$2,984.10$4,199.66
Cash to close$44,431$52,990