Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$485,029$472,410
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,425$0
Note rate4.980%7.400%
Blended rate4.980%7.640%
1st payment$2,788.38$3,270.87
2nd payment$0.00$0.00
Taxes / mo$227.92$227.92
Insurance / mo$166.67$166.67
MI / mo$0.00$94.48
HOA / mo$9.17$9.17
Total monthly$3,192.13$3,769.11
Cash to close$39,871$52,490