Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$404,999
Remaining term (yrs)——30.0
Secondary amount$0$404,999$0
Funding fee$0$0$0
Note rate0.000%0.000%7.400%
Blended rate0.850%7.750%7.640%
1st payment$0.00$0.00$2,804.13
2nd payment$0.00$2,615.62$0.00
Taxes / mo$554.17$554.17$554.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$174.00$174.00$174.00
Total monthly$878.17$3,493.79$3,763.30
Cash to close$449,999$45,000$45,000