Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$616,307$616,307$630,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$48,693$0
Funding fee$0$0$0
Note rate4.820%4.820%7.400%
Blended rate5.670%6.124%7.640%
1st payment$3,463.02$3,463.02$4,361.99
2nd payment$0.00$481.85$0.00
Taxes / mo$587.67$587.67$587.67
Insurance / mo$166.67$166.67$166.67
MI / mo$466.46$466.46$126.00
HOA / mo$47.00$47.00$47.00
Total monthly$4,730.81$5,212.67$5,289.33
Cash to close$83,693$35,000$70,000