Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$275,727$275,727$293,400
Remaining term (yrs)24.924.930.0
Secondary amount$0$33,973$0
Funding fee$0$0$0
Note rate2.840%2.840%7.320%
Blended rate3.690%4.588%7.560%
1st payment$1,281.77$1,281.77$2,015.45
2nd payment$0.00$336.19$0.00
Taxes / mo$207.42$207.42$207.42
Insurance / mo$150.00$150.00$150.00
MI / mo$219.82$219.82$58.68
HOA / mo$490.00$490.00$490.00
Total monthly$2,349.01$2,685.20$2,921.55
Cash to close$50,273$16,300$32,600