Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,767$350,910
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,754$0
Note rate7.060%7.320%
Blended rate7.060%7.560%
1st payment$2,400.01$2,410.51
2nd payment$0.00$0.00
Taxes / mo$151.25$151.25
Insurance / mo$150.00$150.00
MI / mo$0.00$70.18
HOA / mo$0.00$0.00
Total monthly$2,701.26$2,781.94
Cash to close$39,133$38,990