Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,842$409,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,224$0
Note rate6.920%7.320%
Blended rate6.920%7.560%
1st payment$3,002.72$2,812.98
2nd payment$0.00$0.00
Taxes / mo$236.58$236.58
Insurance / mo$166.67$166.67
MI / mo$0.00$81.90
HOA / mo$40.00$40.00
Total monthly$3,445.97$3,338.13
Cash to close$10,158$45,500