Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$396,175$380,700
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.160%7.320%
Blended rate5.010%7.560%
1st payment$2,102.63$2,615.14
2nd payment$0.00$0.00
Taxes / mo$401.08$401.08
Insurance / mo$150.00$150.00
MI / mo$306.02$76.14
HOA / mo$0.00$0.00
Total monthly$2,959.73$3,242.37
Cash to close$26,825$42,300