Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$729,775$729,775$809,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$79,325$0
Funding fee$3,649$3,649$0
Note rate4.820%4.820%7.320%
Blended rate4.820%5.230%7.560%
1st payment$4,100.59$4,100.59$5,557.96
2nd payment$0.00$594.94$0.00
Taxes / mo$403.17$403.17$403.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$0.00$0.00$0.00
Total monthly$4,720.43$5,315.37$6,339.61
Cash to close$169,225$89,900$89,900