Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$547,859$405,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.430%7.320%
Blended rate6.980%7.560%
1st payment$3,575.33$2,782.07
2nd payment$0.00$0.00
Taxes / mo$452.33$452.33
Insurance / mo$150.00$150.00
MI / mo$261.16$81.00
HOA / mo$45.00$45.00
Total monthly$4,483.82$3,510.40
Cash to close$0$45,000