Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$491,640$491,640$621,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$129,360$0
Funding fee$2,458$2,458$0
Note rate3.340%3.340%7.320%
Blended rate3.340%4.311%7.560%
1st payment$2,472.80$2,472.80$4,265.84
2nd payment$0.00$862.40$0.00
Taxes / mo$302.25$302.25$302.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,941.72$3,804.12$4,858.96
Cash to close$198,360$69,000$69,000