Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$349,349$349,349$494,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$145,561$0
Funding fee$1,747$1,747$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.788%7.640%
1st payment$1,718.09$1,718.09$3,426.66
2nd payment$0.00$970.40$0.00
Taxes / mo$249.50$249.50$249.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,134.26$3,104.66$3,941.81
Cash to close$200,551$54,990$54,990