Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,919$283,919$418,410
Remaining term (yrs)22.122.130.0
Secondary amount$0$134,491$0
Funding fee$1,420$1,420$0
Note rate4.830%4.830%7.400%
Blended rate4.830%5.849%7.640%
1st payment$1,737.12$1,737.12$2,896.99
2nd payment$0.00$896.61$0.00
Taxes / mo$265.67$265.67$265.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.68
HOA / mo$0.00$0.00$0.00
Total monthly$2,169.45$3,066.06$3,413.00
Cash to close$180,981$46,490$46,490