Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$467,807$449,910
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.690%7.320%
Blended rate7.240%7.560%
1st payment$3,134.13$3,090.57
2nd payment$0.00$0.00
Taxes / mo$561.92$561.92
Insurance / mo$166.67$166.67
MI / mo$222.84$89.98
HOA / mo$110.00$110.00
Total monthly$4,195.56$4,019.13
Cash to close$32,093$49,990