Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$476,233$445,410
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.280%7.320%
Blended rate6.830%7.560%
1st payment$3,073.77$3,059.66
2nd payment$0.00$0.00
Taxes / mo$502.67$502.67
Insurance / mo$166.67$166.67
MI / mo$228.08$89.08
HOA / mo$0.00$0.00
Total monthly$3,971.18$3,818.07
Cash to close$18,667$49,490