Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$515,068$422,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$2,575$0
Note rate5.520%7.320%
Blended rate5.520%7.560%
1st payment$3,117.32$2,899.53
2nd payment$0.00$0.00
Taxes / mo$474.75$474.75
Insurance / mo$166.67$166.67
MI / mo$0.00$84.42
HOA / mo$95.67$95.67
Total monthly$3,854.40$3,721.04
Cash to close$0$46,900