Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$325,461$306,000
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.820%7.320%
Blended rate7.370%7.560%
1st payment$2,182.18$2,102.01
2nd payment$0.00$0.00
Taxes / mo$322.33$322.33
Insurance / mo$150.00$150.00
MI / mo$153.10$61.20
HOA / mo$91.67$91.67
Total monthly$2,899.28$2,727.21
Cash to close$14,539$34,000