Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$487,107$487,107$620,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$133,803$0
Funding fee$2,436$2,436$0
Note rate2.840%2.840%7.400%
Blended rate2.840%3.952%7.640%
1st payment$2,264.40$2,264.40$4,299.06
2nd payment$0.00$892.02$0.00
Taxes / mo$396.08$396.08$396.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,827.15$3,719.18$4,985.99
Cash to close$202,793$68,990$68,990