Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$302,851$301,500
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$1,514$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$2,063.87$2,071.10
2nd payment$0.00$0.00
Taxes / mo$82.50$82.50
Insurance / mo$150.00$150.00
MI / mo$0.00$60.30
HOA / mo$0.00$0.00
Total monthly$2,296.37$2,363.90
Cash to close$32,149$33,500