Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$368,724$359,100
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,844$0
Note rate6.690%7.400%
Blended rate6.690%7.640%
1st payment$2,423.75$2,486.34
2nd payment$0.00$0.00
Taxes / mo$211.75$211.75
Insurance / mo$150.00$150.00
MI / mo$0.00$71.82
HOA / mo$57.50$57.50
Total monthly$2,843.00$2,977.41
Cash to close$30,276$39,900