Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,173,976$1,089,000
Remaining term (yrs)25.030.0
Secondary amount$0$0
Funding fee$5,870$0
Note rate2.770%7.400%
Blended rate2.770%7.640%
1st payment$5,402.78$7,540.02
2nd payment$0.00$0.00
Taxes / mo$411.67$411.67
Insurance / mo$216.67$216.67
MI / mo$0.00$217.80
HOA / mo$25.00$25.00
Total monthly$6,056.11$8,411.15
Cash to close$36,024$121,000