Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$463,397$436,500
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,317$0
Note rate4.670%7.400%
Blended rate4.670%7.640%
1st payment$2,584.79$3,022.24
2nd payment$0.00$0.00
Taxes / mo$217.58$217.58
Insurance / mo$166.67$166.67
MI / mo$0.00$87.30
HOA / mo$20.83$20.83
Total monthly$2,989.87$3,514.62
Cash to close$21,603$48,500