Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$449,100
Remaining term (yrs)0.00.030.0
Secondary amount$0$449,100$0
Funding fee$0$0$0
Note rate4.550%4.550%7.320%
Blended rate4.550%7.750%7.560%
1st payment$734.67$734.67$3,085.01
2nd payment$0.00$2,900.44$0.00
Taxes / mo$144.92$144.92$144.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,046.25$3,946.69$3,486.41
Cash to close$499,000$49,900$49,900