Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$494,807$418,500
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,474$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$3,324.43$2,897.61
2nd payment$0.00$0.00
Taxes / mo$395.67$395.67
Insurance / mo$166.67$166.67
MI / mo$0.00$83.70
HOA / mo$41.67$41.67
Total monthly$3,928.43$3,585.31
Cash to close$0$46,500