Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$477,773$341,999
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$2,389$0
Note rate6.270%7.320%
Blended rate6.270%7.560%
1st payment$3,084.48$2,349.30
2nd payment$0.00$0.00
Taxes / mo$204.67$204.67
Insurance / mo$150.00$150.00
MI / mo$0.00$68.40
HOA / mo$560.00$560.00
Total monthly$3,999.14$3,332.36
Cash to close$0$38,000