Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$807,285$807,285$804,600
Remaining term (yrs)27.127.130.0
Secondary amount$0$42,015$0
Funding fee$4,036$4,036$0
Note rate7.460%7.460%7.400%
Blended rate7.460%7.678%7.640%
1st payment$5,780.42$5,780.42$5,570.89
2nd payment$0.00$415.77$0.00
Taxes / mo$793.17$793.17$793.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.92
HOA / mo$73.33$73.33$73.33
Total monthly$6,863.58$7,279.35$6,814.97
Cash to close$86,715$44,700$89,400