Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$377,431$368,955
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.820%7.400%
Blended rate7.370%7.640%
1st payment$2,538.45$2,554.57
2nd payment$0.00$0.00
Taxes / mo$337.08$337.08
Insurance / mo$150.00$150.00
MI / mo$178.10$73.79
HOA / mo$78.00$78.00
Total monthly$3,281.63$3,193.44
Cash to close$32,519$40,995