Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$646,016$558,000
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$3,230$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$4,188.26$3,863.48
2nd payment$0.00$0.00
Taxes / mo$406.33$406.33
Insurance / mo$166.67$166.67
MI / mo$0.00$111.60
HOA / mo$104.00$104.00
Total monthly$4,865.26$4,652.08
Cash to close$0$62,000