Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$689,790$643,500
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$3,449$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$4,449.14$4,420.40
2nd payment$0.00$0.00
Taxes / mo$331.00$331.00
Insurance / mo$216.67$216.67
MI / mo$0.00$128.70
HOA / mo$2.75$2.75
Total monthly$4,999.56$5,099.52
Cash to close$25,210$71,500