Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$545,701$535,500
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,729$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$3,670.17$3,707.69
2nd payment$0.00$0.00
Taxes / mo$281.07$281.07
Insurance / mo$166.67$166.67
MI / mo$0.00$107.10
HOA / mo$66.58$66.58
Total monthly$4,184.48$4,329.11
Cash to close$49,299$59,500