Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$443,709$431,910
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.400%
Blended rate7.660%7.640%
1st payment$3,023.80$2,990.46
2nd payment$0.00$0.00
Taxes / mo$477.08$477.08
Insurance / mo$166.67$166.67
MI / mo$328.21$86.38
HOA / mo$40.00$40.00
Total monthly$4,035.75$3,760.59
Cash to close$36,191$47,990