Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,686$404,999
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$2,108$0
Note rate3.070%7.400%
Blended rate3.070%7.640%
1st payment$1,997.44$2,804.13
2nd payment$0.00$0.00
Taxes / mo$391.83$391.83
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$0.00$0.00
Total monthly$2,539.28$3,426.97
Cash to close$28,313$45,000