Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$448,971$413,100
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,245$0
Note rate6.220%7.400%
Blended rate6.220%7.640%
1st payment$2,782.82$2,860.22
2nd payment$0.00$0.00
Taxes / mo$228.83$228.83
Insurance / mo$166.67$166.67
MI / mo$0.00$82.62
HOA / mo$0.00$0.00
Total monthly$3,178.32$3,338.34
Cash to close$10,029$45,900