Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$322,336$322,336$449,910
Remaining term (yrs)24.124.130.0
Secondary amount$0$127,574$0
Funding fee$1,612$1,612$0
Note rate2.830%2.830%7.400%
Blended rate2.830%4.296%7.640%
1st payment$1,532.16$1,532.16$3,115.09
2nd payment$0.00$850.49$0.00
Taxes / mo$130.58$130.58$130.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,829.41$2,679.91$3,502.32
Cash to close$177,564$49,990$49,990