Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$171,993$171,993$539,100
Remaining term (yrs)16.416.430.0
Secondary amount$0$367,107$0
Funding fee$860$860$0
Note rate3.530%3.530%7.400%
Blended rate3.530%6.404%7.640%
1st payment$1,143.03$1,143.03$3,732.62
2nd payment$0.00$2,370.90$0.00
Taxes / mo$291.83$291.83$291.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$2.92$2.92$2.92
Total monthly$1,604.45$3,975.36$4,301.86
Cash to close$427,007$59,900$59,900