Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$445,500
Remaining term (yrs)0.00.030.0
Secondary amount$0$445,500$0
Funding fee$0$0$0
Note rate4.960%4.960%7.400%
Blended rate5.810%7.750%7.640%
1st payment$431.51$431.51$3,084.55
2nd payment$0.00$2,877.19$0.00
Taxes / mo$216.75$216.75$216.75
Insurance / mo$166.67$166.67$166.67
MI / mo$57.20$57.20$89.10
HOA / mo$400.00$400.00$400.00
Total monthly$1,272.13$4,149.31$3,957.07
Cash to close$495,000$49,500$49,500