Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$151,603$151,603$474,300
Remaining term (yrs)16.416.430.0
Secondary amount$0$322,697$0
Funding fee$758$758$0
Note rate3.410%3.410%7.400%
Blended rate3.410%6.363%7.640%
1st payment$1,002.23$1,002.23$3,283.96
2nd payment$0.00$2,084.08$0.00
Taxes / mo$369.33$369.33$369.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.86
HOA / mo$13.25$13.25$13.25
Total monthly$1,551.48$3,635.56$3,928.07
Cash to close$375,397$52,700$52,700