Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,515$332,910
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$1,723$0
Note rate3.070%7.320%
Blended rate3.070%7.560%
1st payment$1,631.90$2,286.86
2nd payment$0.00$0.00
Taxes / mo$108.00$108.00
Insurance / mo$150.00$150.00
MI / mo$0.00$66.58
HOA / mo$0.00$0.00
Total monthly$1,889.90$2,611.44
Cash to close$25,385$36,990